PayCenter is an e-money institution certified and regulated by the German Federal Financial Supervisory Authority (BaFin). Its headquarters are located in Freising, Germany, and it has a branch office in Stuttgart, Germany. PayCenter specializes in payment services with Debit Mastercard, online accounts and garnishment protection accounts.

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PayCenter booking hours are weekdays (Monday to Friday) from 12 noon - 5 p.m. Incoming transfers are usually credited to the PayCenter account after 1-2 banking days. Outgoing transfers made before 3 p.m. will be credited on the same day. Transfers after 3 p.m. are made on the following business day. No bookings are made on weekends or on public holidays throughout Germany and in Bavaria.