The "LoversCard“ card by "xPay Card Services GmbH" is a Debit Mastercard®. To process your transactions, the card must be linked to a account. Therefore, when you purchase a "LoversCard“ Debit Mastercard®, you receive a free account with a german IBAN (on a credit basis) with it.

You can use your card to pay almost anywhere Mastercard® is accepted. Provided the amount to be paid does not exceed the credit balance or available limit, you can pay anywhere in the world once the account has been activated and set up - whether shopping online or in-store. Because of the special ''Mirror Feature'' the "LoversCard“ may not be put in a chip and pin reader or ATM. Nevertheless, contactless and online payments are possible.